Legal Information

Important legal information about our services and website usage

Terms of Use

Welcome to Assumable.org. These terms and conditions outline the rules and regulations for the use of our website.

Intellectual Property

Unless otherwise stated, Assumable.org and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved.

Restrictions

You are specifically restricted from:

  • Publishing any website material in any other media
  • Selling, sublicensing and/or otherwise commercializing any website material
  • Using this website in any way that is or may be damaging to this website
  • Using this website in any way that impacts user access to this website
  • Using this website contrary to applicable laws and regulations

Disclaimer

The information provided on this website is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied.

No Professional Advice:

The content on this website is not intended to be professional financial, legal, or tax advice. Always seek the advice of qualified professionals with any questions you may have regarding your situation.

Accuracy of Information

While we strive to ensure that the information on this website is correct, we do not warrant its completeness or accuracy. We may make changes to the information on this website at any time without notice.

Limitation of Liability

In no event shall Assumable.org, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the service
  • Any conduct or content of any third party on the service
  • Any content obtained from the service
  • Unauthorized access, use or alteration of your transmissions or content

Mortgage Services Disclosure

Assumable.org provides mortgage information and calculators as a service to our users. We are not a mortgage lender, broker, or financial institution.

  • All mortgage services are provided by licensed professionals through Loan Factory, Inc.
  • NMLS #320841 | Billy Robles NMLS #2751970
  • California Residential Mortgage Lending Act Licensee
  • Not affiliated with HUD, FHA, VA, or any government agency

Any mortgage applications or inquiries will be directed to licensed mortgage professionals who will provide appropriate disclosures and guidance.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Assumable.org.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Assumable.org shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Governing Law

These Terms shall be governed and construed in accordance with the laws of California, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

Contact Information

If you have any questions about these Terms, please contact us: